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Blog Post | Consumer Protection

CFPB Begins Payday Regulation Push In Richmond | Ed Mierzwinski

We joined the CFPB in Richmond Thursday for a field hearing on a proposed rule to regulate payday lending and similar high-cost short-term loans. The CFPB's draft rule is comprehensive, covering a variety of loans, but it contains potential loopholes that we and other advocates will urge the bureau to close before it finalizes this important effort. Here's a short blog with some photos from Richmond.

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Report | Ohio PIRG Education Fund | Transportation

Searching for a Better Ride

 

Ohio needs to attract skilled, young workers to the state to help build and grow the industries of the 21st century. The Millennial generation wants to be connected, to have choices and flexibility, and to have lower transportation costs. Ohio can meet these desires by expanding access to public transportation.

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News Release | OhioPIRG Education Fund | Budget

NEW REPORT: Ohio Receives "A+" in Annual Report on Transparency of Government Spending

Ohio received an “A+” when it comes to government spending transparency, according to “Following the Money 2015: How the 50 States Rate in Providing Online Access to Government Spending Data,” the sixth annual report of its kind by the Ohio Public Interest Research Group Education Fund. Ohio's grade improved significantly since last year, jumping from a D- to the first A+ in the history of this report.

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Blog Post | Consumer Protection

CFPB Adds Consumer Stories to Public Complaint Database | Ed Mierzwinski

Today, the CFPB took a step to make its excellent public database of consumer complaints even better, by adding complaint narratives (stories), but only with the consumer's consent. It's a step we've long urged. It will enrich our research into the marketplace, help consumers make choices and help good-actor firms avoid bad practices by others.

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Media Hit | Financial Reform

Credit Bureaus’ Deal to Improve Accuracy ‘Huge’ for Consumers

(Bloomberg) -- Buying homes, getting jobs and borrowing money will be easier after an agreement by the three biggest U.S. consumer credit reporting services with New York.[...] “It’s a sea change in the way the credit bureaus treat complaints,” said [U.S. PIRG's Ed] Mierzwinski. “The credit bureaus have been run by computers for years now. They’re going to have to hire more people and actually verify that what a creditor said is true.”

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News Release | Ohio PIRG Education Fund | Tax

Report Exposes How Taxpayers Bear Cost of Corporate Settlements

A report released today spotlights a common practice where corporations that commit wrongdoing and agree to financial settlements with the federal government, go on to claim such settlement payments as tax-deductible business expenses. The new study, released by the Ohio Public Interest Research Group (Ohio PIRG), follows a record year of corporate settlements, while many more settlements relating to banking, environmental, and consumer safety issues are expected.

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News Release | Ohio PIRG Education Fund | Transportation

OHIOANS RELIEVED BY DECISION NOT TO PRIVATE TURNPIKE

 

COLUMBUS –With the recent decision by the Ohio Turnpike and Infrastructure Commission to support Governor Kasich’s plan for the Turnpike, consumer watchdog organization Ohio Public Interest Research Group (Ohio PIRG) joins others around the state in breathing a collective sigh of relief that privatization is officially off the table.

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News Release | Ohio PIRG Education Fund | Transportation

OHIO PIRG STATEMENT ON KASICH’S TURNPIKE DECISION

Ohio Turnpike is one of Ohio’s most valuable public assets, built by the people and for the people.  We are glad that Governor Kasich intends to retain public control and make use of the public's lower capital costs. This is a wiser, more sensible option than privatization.

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Parents Warned To Avoid Dozen Dangerous Toys Found On Store Shelves

COLUMBUS, Ohio - The U.S. Public Interest Research Group is warning parents about toys that can be dangerous.

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Annual toy-safety survey: Dangerous playthings could spoil holiday joy

Parents hitting the stores for holiday gifts this season might want to check more than their children’s wish list.

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Report | Ohio PIRG Education Fund | Democracy

Billion-Dollar Democracy

The first presidential election since Citizens United lived up to its hype, with unprecedented outside spending from new sources making headlines.

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Report | Ohio PIRG Education Fund | Tax

Subsidizing Bad Behavior

BP’s recent $4.5 billion legal settlement with the Justice Department for its misdeeds in the Gulf oil spill was historic for being the largest ever criminal settlement. But it was historic for another reason as well—none of it is allowed to be tax deductible. Unfortunately, too many settlements for wrongdoing end up as tax deductions.

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Report | Ohio PIRG Education Fund | Budget

What America Could Do with $150 Billion Lost to Offshore Tax Havens

Many corporations and wealthy individuals use offshore tax havens—countries with minimal or no taxes—to avoid paying $150 billion in U.S. taxes each year.

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Report | Ohio PIRG Education Fund | Consumer Protection

Trouble in Toyland

The 2012 Trouble in Toyland report is the 27th annual Ohio Public Interest Research Group (PIRG) survey of toy safety. In this report, Ohio PIRG provides safety guidelines for consumers when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards.

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Report | Ohio PIRG Education Fund | Financial Reform

Bigger Banks, Bigger Fees

Over the last six months, state PIRG staff conducted inquiries at 250 bank and 116 credit union branches in 17 states and the District of Columbia and reviewed bank fees online in these and 7 other states.

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